Login

Rates


Loans Savings (Shares) Certificate & Rates Service Fees

Effective as of: 5/19/2021
Loans
Share Pledge / Certificate Pledge LoansTERMAPR
Secured by deposits at PFCUmay vary2.45
 
Secured (Collateral) Loans: Auto, Truck, Recreation etc . . .TERMAPR
12 -36 Months as low as0-361.99
37 - 48 Months as low as37-482.49
49 - 60 Months as low as49-602.99
61 - 72 Months as low as61-722.99
73-84 Months (Extended term for new collateral) as low as73-843.74
85-120 Months NEW RV or Boat as low asup to 1205.90
 
Signature (Unsecured-NonCollateral) LoansTERMAPR
$0 - $5,000 to 48 Months as low as488.000
$0 - $5,000 Share Draft-Overdraft Protection Line of Credit as low asN/A8.000
$0 - $5,000 Unsecured Line of Credit as low asN/A8.000
 
Heavy Equipment LoansTERMAPR
New to 60 Months as low as609.000
Used to 48 Months as low as489.500
 
PFCU First Mortgage - Real EstateTERMAPR
To 120 Months as low as1203.000
To 180 Months as low as1803.500
5/1 ARM Up To 360 Months, as low as3603.750
 
Home Equity LoansTERMAPR
To 60 Months as low as604.000
To 120 Months as low as1204.000
To 180 Months as low as1804.000
5/1 ARM Up To 360 Months, as low as3604.250
 
Home Improvement LoansTermAPR
up to 15 year5.99
 
Home Equity Line of Credit (HELOC) Loans TERMAPR
20YR Term - Variable Rate - Current Prime Rate****


*APR = Annual Percentage Rate
**Rates posted are the lowest possible rate and may vary depending upon Credit Scores, Collateral Value, Down payment and approximate term.
***Rates posted are the lowest possible rate and may vary depending upon Credit Scores, Loan to Value and approximate term.
****Prime Rate = WallStreet Journal Prime Rate (maximum APR that can apply is 18% or the maximum permitted by law, whichever is less.
All rates subject to approval depending on qualifications. Rates may increase over loan period.
THIRD PARTY SITE DISCLAIMER - You are leaving Proctor Federal Credit Union website. You are linking to an alternate website not operated by Proctor Federal Credit Union, and Proctor Federal Credit Union is not responsible for the content of the alternate website. The fact that there is a link from Proctor Federal Credit Union website to an alternate website does not constitute endorsement of any product, service, or organization. Proctor Federal Credit Union does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Proctor Federal Credit Union, and you should review the alternate website's policies.

Continue Cancel