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Rates


Loans Savings (Shares) Certificate & Rates Service Fees

Effective as of: 1/1/2018
Share and Draft Account
Share Account with $25 minimum balanceFree
Under Minimum balance for over 90 days$5.00 per month
Dormant Account$1.00 per month
Share Draft Monthly Fee
Members 55 and overFree
Share Draft Daily Balance of $100 or moreFree
Share Draft Balance falls below $100$2.00 per month
Business Service Charge$5.00 per month
NSF Fee (per item)$30.00
Overdraft Fee (per item)$30.00
Stop Payment Request$20.00
Cancel Stop Payment
Check$10.00
ACH$20.00
ATM/Debit CardFree
Replacement for lost card $5.00
Rush Deliveryvaries
ATM Withdrawal
PFCU ATMs and MoneyPass ATMsFree
non-PFCU or MoneyPass ATM$1.00
Check Cashing
Balance over $100 or multiple servicesFree
Balance under $100 and no other services$5.00
Coin Counting (members only)Free
Returned Deposits/Cashed checks - each$5.00
Business Share Draft - each returned check$2.50
Transfer of FundsFree
Photocopy of cleared share draft - each$4.00
Photocopy of Draft Statement - per statement$4.00
Photocopy of Transit Item - each$10.00
Reconciliation of Account/Record Research$20.00 per hour
Close new account withint 90 days of opening$20.00
Reopen a new account within 90 days of closing$10.00
 
General Fees
Money Orders
each$2.00
members 55 $1.00
Cashier's Checks
each$3.00
members 55 $2.00
Wire Transfers
Domestic - Outgoing$25.00
International - Outgoing$75.00
Incoming$10.00
Notary
MembersFree
Non-members$5.00
Foreigh Check Items - current exchange rate plus$10.00
Request to mail item$1.00
Returned mail due to address$10.00
Cash Advance$5.00
Visa Gift Card$4.00
Levy/Garnishment$50.00
Collection submission per account or loan$30.00
Photocopies
First 5Free
After 5 -each page$0.25
Fax - incoming or outgoing$1.00
Gift Money Envelopes
First 3Free
After 3 - each$0.25
Dormant Account - Unclaimed$60.00
 
Electronic Services
Online BankingFree
TouchBanking - phone appFree
Phone banking 1-800-396-3586Free
Mobile TransfersFree
Bill Pay
Basic TransactionsFree
Overnight Check$20.00
Same Day ACH$15.00
Stop Payments$20.00
Account to Account
Outbound Transfer$2.00
Inbound TransferFree
PopMoney
To Send Money
Standard Delivery - less than $1,000$1.00
Standard Delivery - over $1,000$2.00
Next Day - less than $1,000$1.50
Next Day - over $1,000$2.50
To Request Money (Standard 3 day delivery)
Less than $1,000$1.00
Over $1,000$2.00
E-Greetings$0.25
 
Loan Fees
Late Fees
Consumer Loans$25.00
1st Mortgage Loans5% of payment
Consumer loan refinance fee - within 6 months of loan$25.00
Duplicate Lien Release$5.00
Unperfected Title - per month$25.00
Loan Modification - change payment date, skip payment, etc$15.00
Mortgage Loan Modification$100.00
Home Equity Loan Processing Fee$50.00
Loan Subordination$150.00
Forced Place Insurance$40.00
Mortgage Loan Rate Modification1% of balance
Line of Credit AdvanceFree
 
Fees are subject to change without notice
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