Loans Savings (Shares) Certificate & Rates Service Fees

Effective as of: 1/1/2018
Share and Draft Account
Share Account with $25 minimum balanceFree
Under Minimum balance for over 90 days$5.00 per month
Dormant Account$1.00 per month
Share Draft Monthly Fee
Members 55 and overFree
Share Draft Daily Balance of $100 or moreFree
Share Draft Balance falls below $100$2.00 per month
Business Service Charge$5.00 per month
NSF Fee (per item)$30.00
Overdraft Fee (per item)$30.00
Stop Payment Request$20.00
Cancel Stop Payment
ATM/Debit CardFree
Replacement for lost card $5.00
Rush Deliveryvaries
ATM Withdrawal
PFCU ATMs and MoneyPass ATMsFree
non-PFCU or MoneyPass ATM$1.00
Check Cashing
Balance over $100 or multiple servicesFree
Balance under $100 and no other services$5.00
Coin Counting (members only)Free
Returned Deposits/Cashed checks - each$5.00
Business Share Draft - each returned check$2.50
Transfer of FundsFree
Photocopy of cleared share draft - each$4.00
Photocopy of Draft Statement - per statement$4.00
Photocopy of Transit Item - each$10.00
Reconciliation of Account/Record Research$20.00 per hour
Close new account withint 90 days of opening$20.00
Reopen a new account within 90 days of closing$10.00
General Fees
Money Orders
members 55 $1.00
Cashier's Checks
members 55 $2.00
Wire Transfers
Domestic - Outgoing$25.00
International - Outgoing$75.00
Foreigh Check Items - current exchange rate plus$10.00
Request to mail item$1.00
Returned mail due to address$10.00
Cash Advance$5.00
Visa Gift Card$4.00
Collection submission per account or loan$30.00
First 5Free
After 5 -each page$0.25
Fax - incoming or outgoing$1.00
Gift Money Envelopes
First 3Free
After 3 - each$0.25
Dormant Account - Unclaimed$60.00
Electronic Services
Online BankingFree
TouchBanking - phone appFree
Phone banking 1-800-396-3586Free
Mobile TransfersFree
Bill Pay
Basic TransactionsFree
Overnight Check$20.00
Same Day ACH$15.00
Stop Payments$20.00
Account to Account
Outbound Transfer$2.00
Inbound TransferFree
To Send Money
Standard Delivery - less than $1,000$1.00
Standard Delivery - over $1,000$2.00
Next Day - less than $1,000$1.50
Next Day - over $1,000$2.50
To Request Money (Standard 3 day delivery)
Less than $1,000$1.00
Over $1,000$2.00
Loan Fees
Late Fees
Consumer Loans$25.00
1st Mortgage Loans5% of payment
Consumer loan refinance fee - within 6 months of loan$25.00
Duplicate Lien Release$5.00
Unperfected Title - per month$25.00
Loan Modification - change payment date, skip payment, etc$15.00
Mortgage Loan Modification$100.00
Home Equity Loan Processing Fee$50.00
Loan Subordination$150.00
Forced Place Insurance$40.00
Mortgage Loan Rate Modification1% of balance
Line of Credit AdvanceFree
Fees are subject to change without notice
THIRD PARTY SITE DISCLAIMER - You are leaving Proctor Federal Credit Union website. You are linking to an alternate website not operated by Proctor Federal Credit Union, and Proctor Federal Credit Union is not responsible for the content of the alternate website. The fact that there is a link from Proctor Federal Credit Union website to an alternate website does not constitute endorsement of any product, service, or organization. Proctor Federal Credit Union does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Proctor Federal Credit Union, and you should review the alternate website's policies.

Continue Cancel